Discover the Benefits of Investing in a 401k Gold Investment

• A gold 401k account is an investment option offered by some employers. Employees contribute a portion of their salary to the 401k account, which is then invested into several investment options, such as gold. Some employers offer a specific gold 401k account while others might offer the gold account as an optional investment option. 401k accounts offer a number of tax benefits, while gold investments are relatively safe, liquid, and tangible. 401k gold investing can be a valuable retirement tool. 401ks are retirement plans that employers offer and employees can contribute to.
• They are treated as pre-tax assets, meaning that they reduce taxable income.

Gold is an asset that has long been sought out by investors. However, gold investing is not without its drawbacks.
With the added costs of storage, transportation, and administration, gold investing is more expensive than most other forms of investment.
Gold investing can also be difficult, as you must store your physical gold in an insured vault, and transporting and storing your gold internationally can be costly and risky.
For those looking for a relatively safe, relatively liquid investment, a dedicated retirement account (401k) gold investment may be an attractive solution.

What Are the Benefits of Investing in Gold?

Gold has always been considered a safe haven by the markets. This, of course, is because gold doesn't produce income. It's fixed value, and when inflation increases, the prices of goods increase too. Gold is considered a safe haven because, historically, after periods of high inflation, gold prices would rise.
However, since the financial crisis, gold prices have plummeted. This is largely because of the massive amount of money printed by central banks. Investors have lost faith in gold due to these heavy quantitative easing programs.

Diversification

Diversification should be your number one goal when saving for retirement. Trying to predict which stocks or bonds will perform well and which won't is next to impossible. However, you can diversify your retirement savings by investing in a physical gold bullion ETF.
Inflation Protection
Gold bullion ETFs are a good hedge against inflation. With inflation, the value of a dollar goes down. If inflation continues to rise, the value of gold goes up.

When inflation is high, investors seek haven assets such as physical gold bullion ETFs.

A Bull Market
Gold bullion ETFs are a good way to invest in gold. Gold bullion ETFs can provide investors with exposure to gold without taking physical possession of it. Investors can hold gold in an IRA or 401k account.

Volatile Market
The gold bullion ETF market is not for the faint of heart. The price of gold can move in either direction, and this can make for some extremely volatile trading.

Protection from Inflation

By investing in gold, you are helping to protect your money against inflation. Because gold is a tangible asset, it retains value. If you hold stocks, bonds, and other assets, you will be vulnerable to inflation.
Diversification
When you choose to invest in gold, you are adding an additional asset class to your portfolio. Gold is a globally traded commodity, which means that you can buy and sell gold with more confidence.

The Benefits of 401k Gold Investments
At 401kGoldBroker, we accept investments from all 50 states, including IRAs and 401k plans. Our minimum investment is $500.

We offer gold in physical form as well as allocated and non-allocated gold custodian accounts. We offer physical gold in the form of coins and bullion as well as allocated and non-allocated gold custodian accounts.

Our gold is stored in a Brinks, Loomis, or Brinks/Loomis vault, which is insured against theft, fire, and natural disaster.

Our gold investment platform uses an intuitive dashboard that allows you to manage your investments.

At 401kGoldBroker, we also offer unique investment options. We offer the opportunity to invest in fractional ownership, which allows you to purchase as little as one gram of gold.

Diversification to Protect from Inflation

Annuities are the main gold investment vehicle. They allow you to purchase gold bullion and bars or exchange-traded funds, that hold gold and sell them at a later date. Annuities have tax benefits over other gold investment vehicles, such as gold bullion and bars, and are known as tax-deferred investments. This means, you pay no taxes on your investment until you start withdrawing money from the account, usually after you have turned 59 1⁄2.
Gold is deflationary, meaning its value tends to increase as inflation increases. Because of the deflationary nature, gold investments are an excellent hedge against inflation. As inflation rises, the value of various investments, including stocks, bonds, and real estate, decreases. With gold, the opposite is true. When inflation increases, the price of gold increases.
Gold investments are an excellent hedge against inflation. Gold is not easily divisible. Because it is large and bulky, it effectively preserves value and acts as a store of value. Unlike bank deposits, which are easily divisible, gold is not easily devalued by inflation.
Diversification to Protect from Financial Crises
Diversification to Protect from Financial Crises
Gold is available in various forms, including coins, bullion, and bars. Gold coins and bullion are physically owned, meaning you own the actual metal. Bullion comes in various weights, from 1 gram to 1 kilogram. Bars are available in 1-ounce, 10-ounce, and 100-ounce weights.
Gold bars, which are also known as gold ingots, are manufactured in special gold refineries. The refineries contain specialized machines to melt gold, which are then cast into bars. There are different types of gold bars, including London Good Delivery Bars, 400-ounce gold bars, and minted or cast bars.

Gold IRA: Should You Open One To Save For Retirement?

The Bottom Line

Where an Individual Retirement Account (IRA) is tailored to your financial needs, a 401k is tailored specifically to your employer's needs. Because a 401k is overseen and managed by your employer, you are free to allocate your savings in whichever way you choose.