Discover the Benefits of a 401 k Gold IRA

• Gold IRAs allow investors to diversify their retirement savings portfolios with precious metals, such as gold, silver, or platinum.
• Gold IRAs enable investors to diversify their retirement savings portfolios with precious metals, such as gold, silver, or platinum.
• A gold IRA allows investors to diversify their retirement savings portfolios with precious metals, such as gold, silver, or platinum.

A gold IRA is another form of IRA in which the fund's assets are invested in precious metals, such as gold, silver, or platinum. These assets are held in a self-directed IRA, which allows investors to buy and sell precious metals on their own.

What Is a 401 k Gold IRA?

A 401 k Gold IRA is simply a 401 k account that invests in precious metals, such as gold coins and bars.
For example, if you own shares in an S&P 500 index fund, your 401 k administrator may provide you with the ability to invest in precious metals, such as silver, gold, platinum, and other precious metals.
Why Are 401 k Gold IRAs Important?
Investors and financial advisors alike are realizing the benefits of 401 k Gold IRAs. However, while gold may be viewed as a safe-haven investment, it's not without its risks.

Types of 401 k Gold IRAs

Traditional

Roth

Self-Directed
The Benefits of a 401 k Gold IRA
A 401 k Gold IRA is a retirement account that provides 401k investors with the opportunity to invest in physical gold and other precious metals. A gold IRA, like a traditional IRA, is a tax-deferred retirement account. The account offers tax-sheltered growth, and withdrawals in retirement are made tax free.
A 401 k Gold IRA can be made part of your total retirement strategy. Whether you have an employer-sponsored retirement plan or an IRA, a 401 k Gold IRA offers additional portfolio diversification.

Traditional IRA

A traditional IRA is a tax-advantaged retirement account that allows individuals to save for retirement on a tax-deferred basis. The contributions and earnings are also tax-deferred until you withdraw them. Your contributions may be tax-deductible and your investments grow tax-deferred.
Roth IRA
A Roth IRA is a retirement account that differs from a traditional IRA in that contributions are made with after-tax dollars. The contributions grow tax-free unless withdrawn prior to age 59 1/2, in which case the earnings will be taxed.

Roth IRA

A Roth IRA is an account that allows investors to make contributions to their retirement account after taxes have been paid. The Roth IRA offers tax-free growth, tax-free withdrawals, and the ability to withdraw contributions at any time without penalty. The account is funded with after-tax dollars, but distributions from the account are tax free.

Rollover IRA

When you open a Gold IRA with Regal Assets, you no longer have to worry about taking the risk of purchasing physical gold. We will buy and hold the physical gold for you. IRAs are a type of investment account that allows individuals to contribute money that will grow tax-deferred, meaning the individual does not pay taxes until the money is distributed.

401 k

A 401 k plan is a retirement account offered by an employer as a tax-deferred retirement savings plan, meaning you take out the money you've contributed but pay taxes on it later when you withdraw it.
The 401 k account is funded with pre-tax money, meaning you save taxes on the money going into the account. Then, when you make withdrawals in retirement, you'll pay taxes on those withdrawals.
The benefit of a 401 k is that, depending on what you choose to invest in, there is a potential to grow that money tax free.
Gold IRA
A gold IRA is a type of 401 k account that investors can purchase physical gold with. Gold IRAs are special accounts that give you the benefit of investing in gold through your retirement account.
A gold IRA is much like a traditional 401 k in that your contributions are tax deductible and any growth inside the account is tax deferred.
Gold IRAs give you the benefit of diversifying your retirement portfolio, which can help you reduce risk.

The Benefits of a 401 k Gold IRA

A 401 k Gold IRA provides investors with the benefits of investing in gold, but from the comfort of their retirement account.
Once you open a 401 k Gold IRA, you can access it anytime and anywhere. You can add it to your portfolio with a few clicks.

A 401 k Gold IRA gives you all of the benefits of buying gold, but from the comfort of your retirement account.

Diversification

Gold offers diversification. A gold IRA not only diversifies your portfolio, but also reduces the volatility and reduces your risk. Gold rolled into a 401k or an IRA also gives you exposure to physical gold. This exposure to physical gold gives you the option to store gold physically.
Inflation Protection
Gold not only provides an attractive hedge against inflation, but it also offers protection from currency debasement. Gold is recognized as a currency in some parts of the world.
Diversification of Risks
A gold IRA provides diversified portfolio. The risk associated with gold is lower than that of other asset classes. Gold tends to rise in value during a recession.

Liquidity

A gold backed IRA gives you instant access to your investments. A gold cash account, on the other hand, locks up your gold for 1 to 2 business days.
Protection Against Inflation
Gold is viewed as a hedge against inflation. The purchasing power of gold tends to increase as the value of the U.S. dollar decreases.

Diversification
Diversifying your investments across asset classes, including gold, can lower the overall volatility of your portfolio. A gold backed IRA is a good way to build wealth.

Growth of Your Investments

A 401(k) offers participants the opportunity to invest in gold, silver, platinum, collectibles, etc. However, the regulations of a 401(k) limit how much you can invest in these assets.
For example, if you invest in a 401(k) plan, there are limits to how much you can invest in gold. Some plans only allow up to 50% of your fund to be invested in gold. Other plans allow you to invest in gold up to a certain amount, but any amount that exceeds the maximum amount must be withdrawn from the plan.
With a 401(k) gold IRA, you have complete control over your investments and can invest in gold as much of it as you'd like, up to 100% of your fund.
Tax Advantages
Gold IRA investors can enjoy significant tax benefits. Gold is not taxed when you own it. When you sell gold, you pay capital gains tax, but it's much lower than other types of investments. A gold IRA can offer the same tax benefits as a 401(k).

Gold IRA: Should You Open One To Save For Retirement?

The Bottom Line

In today's world, it is more important than ever to diversify your retirement portfolio. A 401k gold IRA from Regal Assets, LLC offers you a diverse retirement portfolio, and is 100% liquid. Learn more here, or contact us today to get started.