American Hartford Group: Transform Your IRA

  • American Hartford Group (AHGI) provides a variety of insurance products and services, including life, health, and disability insurance.
  • The company has a strong history of dividend growth, and its stock has outperformed the Standard & Poor's 500 Index (SPX) by 3.5% over the last one, three, five, and 10 years.
  • American Hartford Group (AHGI), through its subsidiaries, provides annuity and life insurance products in the United States.

American Hartford Group (AHGI) provides a variety of insurance products and services, including life, health, and disability insurance. The company has a strong history of dividend growth, and its stock has outperformed the Standard & Poor's 500 Index (SPX) by 3.5% over the last one, three, five, and 10 years.
Investing in stocks of companies with strong histories of dividend growth is a way to potentially earn a market-beating return over the long run. In this article, we'll take a look at American Hartford Group's dividend history and examine whether or not the company is likely to continue paying and increasing dividends.



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american hartford group

AHG Defined Contribution Plans

American Hartford Group (AHG) is a leading provider of retirement solutions, offering participants access to professionally managed mutual funds. The AHG Defined Contribution Plan (ADP) offers participants a full range of retirement solutions, including 401(k) plans, 403(b) plans, and 457 plans. The ADP's offerings include mutual funds of Vanguard, Fidelity, and American Funds.

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AHG Defined Benefit Plans

American Hartford Group (AHG), a Fortune 1000 company, provides life insurance, retirement, and asset management products and services to individuals, businesses, and government entities. AHG offers Defined Benefit Plans, which give plan participants access to professional investment advice, optional lifetime income, and the potential for higher returns than a traditional IRA.

AHG Hybrid Plans

Traditional IRAs allow you to contribute pre-tax income. With a traditional IRA, you can defer taxes until you withdraw the money in retirement.
AHG's hybrid plans allow your pre-tax income to grow tax-deferred until you retire. In addition, the IRA portion of your account may be converted tax-free to a Roth IRA. Roth IRAs, unlike traditional IRAs, allow you to withdraw your contributions at any time without taxes or penalties.

AHG Retirement Plans for Non-Employees

American Hartford Group (NYSE: AHG) has specialized in helping employers set up 401(k) plans for almost three decades. Now, the company is expanding into individual retirement accounts (IRAs).
AHG allows investors with IRAs to interact with their brokerage accounts, rebalancing the assets as they see fit, and helps them create tax-loss harvesting strategies. The company's aim is to make the process of retirement planning more efficient.

How to Enroll

To enroll in American Hartford's IRA plan, you must:
Be at least 18 years of age and have an active bank account.

Make an initial deposit of $5,000.

Make a minimum $100 monthly contribution.

Have 30 days to see how the plan works before committing.

Benefits of the Plan
American Hartford now offers three IRA options, including a traditional IRA, a Roth IRA, and an IRA SEP.

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What is a 401(k)?

A 401(k) is a retirement savings plan sponsored by an employer in which employees are allowed to contribute a pre-tax percentage of their salary.
In an era of uncertainty, many Americans are rethinking their approach to retirement. One option they might consider is to convert their 401(k) into a self-directed IRA.
American Hartford Group, a real estate investment firm specializing in self-directed IRAs, helps investors take control.
"With a self-directed IRA, you can invest in real estate, private lending, tax liens, precious metals, and more.

What is a 403(b)?

A 403(b) is a tax-deferred annuity plan available to employees of public schools, non-profit organizations, and certain tax-exempt organizations. A 403(b) plan has high contribution limits, low fees, tax-deferred growth, and employer matching. A 403(b) plan is also known as a "tax-sheltered annuity plan" (TSA).
Log in or create an account on American Hartford Group's website.

What is a 457(b) plan?

A 457(b) plan is a retirement savings plan similar to a 401(k). However, there are key differences.
A 457(b) plan is offered by state and local governments and nonprofit agencies. If you are working for one of these organizations, you may be eligible for this retirement plan.
A 457(b) allows you to defer up to $19,000 a year to your 457(b) plan, plus an additional $6,000 if you are age 50 or older. Your employer may also offer to make elective deferrals, which are contributions that you voluntarily make to your 457(b) account.
Your employer may offer a 457(b) as a default retirement plan, or could instead require you to enroll in the plan.

What is a SEP IRA?

A Simplified Employee Pension IRA (SEP IRA) is a type of qualified retirement plan available to business owners and self-employed individuals. As an IRA, a SEP plan can be funded with pre-tax contributions. Each employee must be offered the same benefits, regardless of income level.

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What is the contribution limit for AHG retirement plans?

$5,500
What is the required minimum distribution (RMD) amount for AHG retirement plans?
No RMD is required.
How soon after age 701⁄2 must an individual withdraw funds from an AHG retirement plan?
72 months
What is the fee schedule for AHG retirement plans?
The plan sponsor pays $100 per year.
What are the specific sales charges on the American Hartford Group plan?
None

Can I rollover my current retirement plan into American Hartford Group?

When considering a rollover, it is important to understand what a rollover is. A rollover occurs when you move your current retirement plan assets from one retirement account to another. These assets can include:

Cash

Securities

Accounts

A rollover allows you to keep the current investments and benefits of your current retirement plan.

How do I open an IRA?

American Hartford Group's secure online account opening process takes just a few minutes.
First, you'll need a valid Social Security number.
Then, you'll be asked to provide some personal information, including your date of birth and your tax identification number.
Next, you'll choose a username and password. You'll also need to provide your physical address.



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The Bottom Line

The three companies profiled above can guide investors toward a more diverse portfolio without sacrificing performance. Investors who value conservative, defensive investments should consider American Equity Investment Life Holding Company. Those who want to maximize long-term returns should consider American Funds. And those who want exposure to commodities and international markets should consider American Hartford Group.