Read Consumer Alliance Processing Reviews

• The Consumer Financial Protection Bureau (CFPB) protects consumers from unfair, deceptive, or abusive practices of lenders, debt collectors, and other financial companies.
• The CFPB uses consumer surveys and reviews to determine whether a company is acting within the law.
• The CFPB has an online tool, Consumer Complaints Database, that collects complaints and displays them on an interactive map.
• There are also online databases and websites that publish consumer reviews, and the CFPB maintains a public database of complaints that consumers have submitted directly to the agency.

The Consumer Financial Protection Bureau (CFPB) protects consumers from unfair, deceptive, or abusive practices of lenders, debt collectors, and other financial companies. The CFPB uses consumer surveys and reviews to determine whether a company is acting within the law.
The CFPB has an online tool, Consumer Complaints Database, that collects complaints and displays them on an interactive map. There are also online databases and websites that publish consumer reviews, and the CFPB maintains a public database of complaints that consumers have submitted directly to the agency.

Consumer Alliance Processing Reviews: An Overview

Consumer Alliance Processing, or CAP, is a credit services company that provides payment processing services to a variety of businesses. These include oil and gas companies, taxis, real estate agencies, and other businesses.
The CAP company itself is based in Houston, Texas, but its services can be used all over the country.
CAP offers a variety of merchant services, including credit card processing, check and ACH processing, gift card processing, mobile credit card processing, and e-commerce solutions.
CAP works with multiple sets of payment solutions, including:

Visa
MasterCard
Discover
American Express
PayPal
Apple Pay
Google Pay

Pros Explained

CAP claims to have the best customer service in the industry.
CAP offers guaranteed on-time payment (payment within 3 days of close of escrow).

Cons Explained
CAP charges 1.5% of the sales price.
CAP charges $40 for remitting funds.

Cons Explained

Although the site touts a $1,000,000 guarantee, consumers report difficulties getting their money back. According to Consumer Affairs, complaints include:

"I sent my check to them via express mail and they don't cash it or email me back with any problems...they just held my money. Then they just stopped answering my phone calls and emails (I had a $1,000 check). I would not recommend anyone to use them.
"I ordered through Consumer Alliance Processing, and after I paid, they didn't answer my phone calls or emails. I called my bank and they said they're no longer in business.
"I ordered through Consumer Alliance Processing, and after I paid, they didn't answer my phone calls or emails for almost a month. I called my bank and they said they shut down.
"I paid money through Consumer Alliance Processing, and they didn't answer my phone calls or emails for almost three weeks. I called my bank and they said they closed."

Available Plans and Pricing

The Consumer Alliance Processing credit card processing company offers three plans:

* Consumer Alliance Basic
* Business Alliance

Consumer Alliance Basic
This plan is available for $30 per month. It offers unlimited transactions, and a 2.95% discount rate. The discount rate is the lowest of the three plans, but it offers a somewhat more generous transaction cap. This plan also includes email support, 24/7 phone support, and online account management.

Available Features

Consumer Alliance Processing's website lists all of the features available. The features include:
A payment gateway that enables businesses to accept debit and credit cards

A merchant account that automates and simplifies the credit card authorization process and deposits funds to the bank account of the business

A virtual terminal that accepts credit cards, checks, and debit cards

A recurring billing service

E-commerce solutions