Get up to $750 Cash Back with Your Choice of Investment Vehicles

• The SPDR Bloomberg Barclays U.S.
• Treasury Bond ETF (Treasuries ETF) can invest in U.S.
• The iShares 7-10 Year Treasury Bond ETF (IEF) invests in U.S.
• The iShares 20+ Year Treasury Bond ETF (TLT) invests in U.S.

The coronavirus pandemic has wreaked havoc on the global economy. To cope with the crisis, many investors have shifted their focus to the safety of money market funds. These mutual funds are designed to preserve capital during times of economic distress.
However, money market funds offer few options for a diversified investment portfolio, so investors who are looking for a high return on their investment might turn to alternative investment vehicles such as exchange-traded funds (ETFs).
Below we look at some of the more commonly offered ETFs and their potential returns.

Certain ETFs

If you opt for an ETF, you'll get a cash back bonus of up to $750. Your options include the SPDR S&P 500 ETF, iShares Core S&P 500 ETF, ProShares Ultra S&P 500 ETF, SPDR Gold Shares, and Vanguard Total Bond Market ETF.
Certain Annuities
If you buy an annuity from certain insurers, you can get cash back bonuses of up to $750. Your options include the AXA Equitable Income Builder Annuity, Voya Fixed Annuity, Signature Premier Income Builder Annuity, and Allianz Immediate Annuity.

Certain Mutual Funds
If you buy a mutual fund from certain insurers, you can get cash back bonuses of up to $750. Your options include the AXA Strategic Income Builder, Voya Strategic Income Builder, Signature Premier Strategic Income Builder, and Allianz Strategic Income Builder funds.

529 College Savings Plans

529 Prepaid Plans

529 College Savings Plans offer tax advantages as well as the flexibility of investing in a wide range of securities, including stocks, bonds, mutual funds, and ETFs.
529 Prepaid Plans offer tax advantages and also have the flexibility of investing in a wide range of securities, including stocks, bonds, mutual funds and ETFs.

401(k) Plans and IRAs

Most employers offer retirement plans, such as a 401(k), IRA, or 403(b). These are tax-advantaged investment vehicles that allow you to defer taxes on your contributions until you take distributions in retirement.
To take advantage of these employer-sponsored plans, you'll need:
A working or retired account with an employer that offers a plan

A plan administrator who manages your 401(k)

An account owner who manages your retirement account

529 Plans

529 college savings plans offer tax-free growth and withdrawals for higher education expenses. Earnings grow tax-free and you may be able to deduct your contributions from your income.
529 plans can be established with virtually any state, as well as the District of Columbia, the Virgin Islands, and Puerto Rico. Contributions are not counted against financial aid limits.
529 plans have no annual contribution limits. However, some states have maximum asset limits.
529 plans can be held in either a custodial or parent account. Each has its own benefits and drawbacks.
Custodial accounts are established for the benefit of the minor (although the minor can withdraw funds without penalty). Parents or grandparents open custodial accounts for their grandchildren.
Parent accounts are set up by the parent for the benefit of the child.

Earnings grow tax-free and withdrawals used for qualified education expenses are tax-free. There are no income limits for contributions.

529 Plan Discounts

529 plans are a great way to save for future college expenses. Sometimes, though, you can find yourself paying more than you need to. That's where 529 plan discounts come to the rescue.
A 529 plan discount is any incentive provided by a 529 plan provider, usually a plan sponsor, to lower the cost of a plan and its underlying investments. These incentives come in a variety of forms, including:

Fidelity Investments

Fidelity Investments offers a wide array of investment products, including managed and target-date funds, open-end mutual funds, exchange-traded funds (ETFs), and separately managed accounts.
Fidelity Investments offers several investment products that might appeal to you. If you've been wanting to invest in Fidelity, Fidelity Investments offers up to $750 cash back when you open a new brokerage account.

Vanguard

Vanguard's offerings include traditional, index and exchange-traded funds (ETFs). The low-cost index funds include Vanguard Total Stock Market ETF (VTI), Vanguard Total Bond Market ETF (BND) and Vanguard Total International Stock ETF (VXUS). The Vanguard ETFs include Vanguard REIT Index ETF (VNQ), Vanguard Emerging Markets ETF (VWO), and Vanguard Small-Cap ETF (VB).

Gold IRA: Should You Open One To Save For Retirement?

The Bottom Line

The Simple IRA is a retirement savings account that offers investors great flexibility and a wide range of investment options. Be sure to compare costs and fees before choosing a provider, and consider the tax advantages associated with Roth and Traditional IRAs.