Discover the Benefits of a CenturyLink Retiree Benefits Program

• CenturyLink is a provider of telecommunications and high speed internet access, based in Monroe, Louisiana.
• The company was founded in 1962 as Central Telephone and Electronics Corporation and rebranded as CenturyLink in 2011.
• CenturyLink's major competitors are AT&T and Verizon, along with a host of smaller telecommunications companies.
• The company's operations are divided into several business segments: Business, Consumer, and Wholesale.

CenturyLink, Inc. (CTL), a Fortune 500 company and one of the largest telecommunications companies in the world, connects customers across the country with fiber broadband, landline and wireless telephone services, and television, as well as IP-based voice and data services. The company's headquarters are based in Monroe, Louisiana, with data centers and network operations centers throughout the United States.

What Is a CenturyLink Retiree Benefits Program?

CenturyLink offers a variety of retirement benefit plans, including 401(k) and defined-benefit (DB) pension plans. The 401(k) plan, known as CenturyLink 401(k), is available to any full-time employee. The DB plan, called CenturyLink Defined Benefit Plan, is only available to people who work full-time for CenturyLink for a short time, such as 10 years or fewer.

Understanding CenturyLink Retiree Benefits

CenturyLink Inc. (CTL)
If you are beginning to plan for your retirement, CenturyLink retiree benefits may be a good fit for you. With CenturyLink retiree benefits, you'll receive access to a variety of resources, such as medical coverage, dental insurance, and prescription drug coverage.

CenturyLink Retiree Benefits: An Overview

CenturyLink is a popular provider of voice, video, and data services to consumers and small businesses in the United States. Its Internet, TV, and phone services are marketed under the CenturyLink brand, while its Business Enterprise services are sold under the Qwest and Level 3 brands.
CenturyLink was founded in 1930, in Monroe, Louisiana. In 2009, the company was acquired by Level 3 Communications, and in 2011, Qwest acquired Level 3. The company changed its name to CenturyLink on October 14, 2016.

CenturyLink Retiree Health

Retiree Health is a Medicare Advantage plan. The plan provides coverage to retirees ages 65 or older who do not qualify for Medicare Part A or B. The plan includes preventative and acute healthcare services, as well as prescription drug coverage. Retiree Health is only available if you enroll when you first become eligible for Medicare Part A or B.
There is no monthly premium for the plan. However, you will be responsible for a copayment for doctor visits, and you pay a monthly premium for the prescription drug coverage. Also, your coverage may end if you enroll in Medicare Parts A or B, unless you receive Medicare due to a disability.
CenturyLink Retiree Dental
Retiree Dental is a dental insurance plan. Retiree Dental covers the cost of preventative and restorative dental treatments, including periodontal services and dentures.
There is an annual deductible and an annual benefit maximum. Your coverage will usually start when you become eligible for Medicare Part A or Part B.
CenturyLink Retiree Vision
Retiree Vision is a vision insurance plan. The plan covers the cost of routine vision exams as well as corrective eyewear and contact lenses.
There is an annual deductible and an annual benefit maximum. Your coverage will usually start when you become eligible for Medicare Part A or Part B.

CenturyLink Retiree Insurance

CenturyLink offers a number of life insurance and annuity products. You can compare rates, benefits, and coverage amounts side by side.
CenturyLink Life Insurance
CenturyLink offers several types of life insurance, including term, universal, and whole life. These plans offer coverage amounts that range from $10,000 to $500,000. Premiums vary depending on the type of plan as well as the coverage amount.
CenturyLink Annuities
CenturyLink offers fixed annuities as well as income annuities. A fixed annuity provides a guaranteed rate of return on investment and pays out interest until your beneficiary cashes it out. An income annuity allows you to set aside money that you will receive in regular payments.
CenturyLink Health Insurance Services
CenturyLink offers health insurance through Anthem Blue Cross, offering both individual and Medicare plans.

CenturyLink Retiree Dental Care

The plan is provided by Delta Dental. It includes coverage for basic, restorative, and major services.
Spouse (if applicable)
Children
Extended family

CenturyLink Retiree Vision Care
The plan is provided by VSP Vision. It includes coverage for basic, restorative, and major services.
Spouse (if applicable)
Children
Extended family

CenturyLink Retiree Prescription Drug Plan
The plan is provided by Express Scripts. It includes coverage for generic and brand-name drugs.
Spouse (if applicable)
Children
Extended family

CenturyLink Retiree Supplement Plan
The plan is provided by Cigna. It includes coverage for hospital, surgical, and outpatient services.
Spouse (if applicable)
Children
Extended family

CenturyLink Retiree Home Health Care
The plan is provided by FirstCare. It includes coverage for home health and ancillary services.
Spouse (if applicable)
Children
Extended family

CenturyLink Retiree Vision Care

In addition to the standard vision care services, CenturyLink is offering vision care plans that include a $100 account credit with the purchase of frames and lenses. Vision care plans may be purchased directly through CenturyLink.
CenturyLink Dental Plan
Retirees receive benefits for general and cosmetic dentistry, orthodontic care, dental implants, and dentures.
CenturyLink Hearing Aid Program
CenturyLink offers retirees discounts of up to 30% on hearing aids from participating providers.
CenturyLink Hearing Aid Maintenance Program
CenturyLink offers a hearing aid maintenance program that provides maintenance, cleaning, and replacement services for hearing aids at discounted rates.

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CenturyLink Retiree Life Insurance

CenturyLink Retiree Life Insurance is a group term life insurance policy that offers coverage from $10,000 to $500,000 for eligible retirees.
Non-Medicare Retiree Plan
The Non-Medicare Retiree Plan is an optional group medical plan that provides coverage for retirees who do not enroll in Medicare Part A and Part B.

CenturyLink Retiree Dental Insurance
CenturyLink Retiree Dental Insurance is a voluntary supplemental dental plan that provides coverage for eligible retirees.

CenturyLink Retiree Vision Insurance
CenturyLink Retiree Vision Insurance is a voluntary supplemental vision plan that provides coverage for eligible retirees.

CenturyLink Retiree Optional Life
CenturyLink Retiree Optional Life is a supplemental life insurance product that provides coverage for eligible retirees.

CenturyLink Retiree Optional Accidental Death and Dismemberment
CenturyLink Retiree Optional Accidental Death and Dismemberment is a supplemental accidental death and dismemberment coverage product that provides coverage for eligible retirees.

CenturyLink Retiree Supplemental Long Term Care
CenturyLink Retiree Supplemental Long Term Care is a supplemental long term care plan that provides coverage for those retirees with qualifying long term care needs.

CenturyLink Retiree Supplemental Accident Insurance
CenturyLink Retiree Supplemental Accident Insurance is a supplemental accident insurance product that provides coverage for eligible retirees.