Learn How CenturyLink Benefits Could Change Your Life

  • CenturyLink's stock has been rising since January 2018, when it bounced off its 200-week moving average and broke through the trading range that defined a consolidation phase from March 2017 to January 2018.
  • Since then, the share price has hit new highs, and the stock staged a strong breakout from the consolidation phase in February 2019.
  • CenturyLink's (CTL) stock price has been steadily rising since January 2018, when it bounced off its 200-week moving average (MA) and broke through the trading range that defined a consolidation phase from March 2017 to January 2018.

CenturyLink, Inc. (CTL), a provider of broadband, voice, video, and data services, has benefited significantly from the recent changes in communications technology, including wireless, internet, and cable. In addition, the company's recent acquisition of Level 3 Communications, Inc. (LVLT), a telecommunications company that provides data, video, and voice services, will expand its customer base and provide additional growth opportunities.
CenturyLink's stock has been rising since January 2018, when it bounced off its 200-week moving average (MA) and broke through the trading range that defined a consolidation phase from March 2017 to January 2018. Since then, the share price has hit new highs, and the stock staged a strong breakout from the consolidation phase in February 2019.



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What Is CenturyLink?

CenturyLink (CTL) is the parent company of CenturyLink, Inc., and CenturyTel, Inc. CenturyLink Inc. provides communications, information and entertainment. It owns and operates two business units: CenturyLink Business and CenturyLink Home. Its communications services are focused on consumers, residential and business customers. Its information and entertainment services are focused on consumers.
CenturyTel, Inc. provides local phone service to residential and commercial customers. Founded in 1968, CenturyTel, Inc. is a subsidiary of CenturyLink.

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Understanding CenturyLink Benefits

CenturyLink, Inc. (CTL), founded in 2009, provides services to both residential and commercial clients throughout the United States. Its services includes internet, voice, and TV.
The company offers Internet speeds up to 1 Gbps and has recently launched new products for streaming TV.

CenturyLink Healthcare

CenturyLink Healthcare provides insurance, medications, and services to more than 165,000 people. They serve customers in 18 states, and care is provided by more than 6,000 employees.
CenturyLink is striving to change how health care is provided. Their plans provide care that is easy to access and convenient. They make it easy for customers to manage their own care, including scheduling appointments, managing prescriptions, and ordering refills.
CenturyLink Healthcare also strives to serve everyone. They work with the ACA (Affordable Care Act) Medicaid and Medicare programs, and they offer a range of insurance options for low-income individuals.
CenturyLink Healthcare benefits include telemedicine and 24/7 care. With telemedicine, subscribers can consult with a doctor through an online connection.

CenturyLink Vision

CenturyLink Vision is the company's wellness program, which provides employees with access to vision, dental, and healthcare benefits. This program also provides access to biometric screenings, health coaching, and discounts on health club memberships.
CenturyLink Cares
As part of CenturyLink's commitment to corporate social responsibility, the company offers a corporate volunteer program. Employees have the opportunity to volunteer for one of 2,400 nonprofit partners in 45 states. Through this program, CenturyLink employees have volunteered more than 1 million hours to their communities since 2008.
Life Resources
CenturyLink's Life Resources program offers employees assistance with managing their finances, including budgeting and saving for retirement. Employees are also provided with life insurance and disability insurance.

CenturyLink Dental

Whether you have dental insurance through your employer or you're paying out of pocket, it's important to understand what your dentist bill entails.
Dental insurance generally covers two types of costs:
Preventive care (check-ups and cleanings)

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Basic and major work (including fillings and crowns)

When the dentist bills the insurance company, it typically pays 80% of the contracted rate, and the patient pays the remaining 20%. When the patient pays out of pocket, it's typically 50% of the contracted rate, and the patient pays the remaining 50%.



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CenturyLink Life Insurance

Life insurance from CenturyLink can give you peace of mind while covering your family's expenses.
Funeral Benefits
When a loved one is lost, it can be difficult to finish paying final expenses. Funeral benefits cover these expenses and make it easier during this difficult time.

Other Benefits
Accident and Sickness Insurance

Long Term Disability Insurance

Short Term Disability Insurance

Credit Life Insurance

Identity Theft Protection

Cellular Phone Protection

Child Education Savings Plan

CenturyLink Disability Insurance

The disability benefit applies if you become totally disabled and unable to perform your occupation or usual occupation. Your coverage begins the first day of disability and continues until full recovery or 24 consecutive months, whichever occurs first. If the insurance company pays you benefits, you must repay it if it later determines that your disability was not total.
The company pays 60% of your monthly income up to a maximum benefit equal to 60% of your monthly income. If the company determines that your disability was partial, it may pay a reduced benefit. If the company determines that your disability was not total, you must repay it.
Starting in 2022, your monthly benefit amount increases to 70% of your monthly pre-disability income.

CenturyLink Life Insurance
The company provides $10,000 of life insurance at no cost to you. If you die, the benefit is payable to your beneficiary.

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CenturyLink Accidental Death and Dismemberment Insurance
The company pays $50,000 in coverage at no cost to you. If you die accidentally, the benefit is payable to your beneficiary. If the death results from an accident, the benefit is payable to your beneficiary.

CenturyLink Flexible Spending Accounts

A flexible spending account or FSA is a tax-advantaged account you can use to pay for many eligible healthcare expenses that would normally be paid for with after-tax dollars.
You can generally use pretax dollars to pay for qualified expenses, such as vision and dental care, as well as over-the-counter medications. To be eligible for FSA reimbursement, you must pay out-of-pocket first. Then, you can claim a reimbursement from your FSA.

CenturyLink 401(k) Plan

The CenturyLink 401(k) plan offers company-matching contributions, ranging from 50% to 100% of an employee's contribution, up to 6% of their gross annual compensation.
Employees are eligible to participate in the CenturyLink 401(k) plan immediately after being hired. Employees can elect to have their contributions automatically deducted from their paycheck, which lowers their taxable income.
Employees also have the option to invest their contributions in 10 different investment funds, including Target Date Funds, and can change their investment options at any time.
There are also several non-elective contributions that employees can make to their 401(k) plan, including after-tax contributions and employer matching contributions.



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The Bottom Line

CenturyLink benefits can be lucrative, particularly for customer service representatives and field technicians. Employees who work for the company as customer service representatives can qualify for an excellent benefits package that includes medical, dental and vision coverage, life insurance, long-term and short-term disability insurance, a 401(k) plan and job protection. CenturyLink also offers generous bonuses and an annual incentive plan.